A frog is looking to open up a new business, so he stops by his local bank to see about financing. His loan officer, Mrs. Paddywhack, is going through his financials.
"Do you have any collateral?" she asks. "We can't give you any money without something to secure the loan."
The frog pulls out a small figurine from his briefcase. "This was my great-great-great grandfathers. It i s vary valuable and is in perfect condition; it has never left its place on my mantle until today."
Mrs. Paddywhack looks it over and over. She knows it is valuable, but can't quite figure out what it is. "I'll have to clear this with my boss," she says.
She walks back to her bosses office, explains the whole situation and sets the figurine down on the desk. "I just can't figure out what it is," she says.
Her boss takes one look at it and says "It's a nick-knack, Paddywhack. Give the frog a loan."
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