So a frog walks into this bank to apply for a bank loan. He approaches the tell and notices her name tag says Patricia Whack. He walks up to her and says, "Miss Whack I'm here to apply for a bank loan. I need $30,000 to go on my dream vacation." Patty is a little thrown off by this unusual request and replys, "We usually don't give out loans that large of an amount. Especially for a dream vacation. I can help you out with some smaller loans such as our $10,000 small businesses loan with 6.99% APR which will result in 120 monthly payments of about $116.06 or even our $15,000 loan with APR as low as 7.897% depending on your credit rating.". "That simply won't do", said the frog, "I need $30,000. If it's a matter of credit score I have a flawless credit rating. Also, if I need a co-signer my father said he would. His name is Mick Jagger.". "Mick Jagger?!?" replied Patty, "The lead singer of the Rolling Stones?" The frog said, "Yes that Mick Jagger. I am his adopted son and he said he would happily co-sign." Miss Whack was still a little skeptical about giving a loan of such magnitude. Her very job and welfare would be in jeopardy if this frog wouldn't be able to make the required payments for this massive vacation loan. She finally says, "If I were to allow such a loan I would need to have some sort of collateral.". The frog said "No problem" and pulled out of his pocket a very small porcelain elephant. It was pink, made of glass and very well defined. It was a beautiful glass porcelain elephant. "What is that?" asked Patty. The frog explained that it's a very old glass elephant passed down from his birth family for generations. "It started as my great great great grandfathers and was passed down all the way down through generations until my father gave it to me on his death bed." He said as he handed Miss Whack the elephant. "It's extremely old, delicate and EXTREMELY valuable.". The bank teller examined this tiny glass elephant for a few moments. She was still very hesitant to hand out this loan. "I'm sorry sir but I don't know if I can accept this as collateral. I'm never even sure what this is. " The frog is starting to get upset and frustrated with Patricia Whack. He says, "Look, just go talk to your manager and see what he says. Please I really need this loan.". Miss Whack agrees and walks in the back to find the manager taking the tiny porcelain elephant with her. She finds her way to the back of the bank and finds the manager in his office. "What seems to be the problem Patty?" Asked the manager. "Well," replied Miss Whack, " There's a frog out there trying to apply for a $30,000 bank loan to go on his dream vacation. He claims to be Mick Jaggers adopted son. And for collateral all he gave me was this tiny elephant. I don't even know what this is.". She hands the manager the tiny porcelain elephant. He holds it up close to his eye and examines it for a couple of minutes. Finally he looks up to Patty and sings, "It's a knick knack Patty Whack give the frog a loan. His old mans a Rolling Stone" lol
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