Paul: Do you smoke cigarettes?
Patrick: Oh yes.
Paul: How many sticks a day?
Patrick: 7 packs.
Paul: When did you start smoking?
Patrick: 18 years ago.
Paul: How much does a pack cost?
Patrick: 10 dollars
Paul: So you spent 70 dollars a day on cigarettes?
Patrick: Yes.
Paul: If you had saved the 70 dollars a day for 18 years, that would be $460,000 and you could be driving your own Ferrari right now.
Patrick: Can I ask you a question?
Paul: Go ahead.
Patrick: Do you smoke cigarettes?
Paul: No.
Patrick: So where is your Ferrari?
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