He tells her you take the gun, put one bullet in, rotate it around a bunch and then load it in and fire at your own head, taking turns until someone ends up dying. Understandably she's a bit hesitant to play at first, so he entices her by offering her $10 million to play at least 1 turn, but she has to go first. She's dead broke and can't really pass up an offer like that, plus she's feeling extremely lucky!
So she takes the gun, puts one bullet in, rotates it around bunch, loads the clip and fires.
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