A dog is in need of a loan, so he heads to the bank. He goes to the loan officer, named Ms. Paddywhack, and asks her for a loan. "What do you have for collateral?" she asks. The dog presents a clear orb to her. Ms. Paddywhack is very confused, so she gets her manager, who tells her, "It's a knick-knack, Paddywhack; give the dog a loan!"
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