Motel insurance scam (x-post /r/Unexpected)

A few years ago, I lived in a small rural town in southwestern Texas, near the border with Mexico. My town had a few rich people living in it, and among these was my neighbor. He was a doctor, and also owned a little motel called the Spanish Inn. It was a nice place, and the doctor enjoyed keeping up with the property.

Last year, the inn tragically burned down; the doctor and his wife subsequently filed for insurance. The insurance inspectors arrived, looked with the police, and found evidence that it was arson, based on the burn pattern in the timbers. The doctor thought it was probably electrical since the inn had aluminum wiring.

The case had to be brought to court, and it was the talk of the town. Everyone knew the doctor well, so the court had to import a jury from out of town. The case lasted for weeks, and the prosecution just couldn't quite pin the crime on anyone.

After four long weeks in court, the wife suddenly broke down in the middle of her testimony. She told everyone it was insurance fraud because the inn was falling apart and the doctor wanted money. The whole town was in shock; everyone trusted him simply for being a doctor. That's when it hit me.

Nobody suspects the Spanish Inn physician.

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