Three boys are walking along the beach one day when they see a cave. The first boy goes in and is just looking at a banknote on a big rock when a ghostly voice calls out, "I am the ghost of Auntie Mabel and this five dollars stays on the table!"
The second boy goes in and is reaching for the money when the same thing happens again.
The third boy goes in, sees the five dollars and cries out, "I am the ghost of David Crockett and this five dollars goes in my pocket!"
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