The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next-door neighbor. Before she says a word, Bob says, "i'll give you $800 the drop that towel." After thinking for a moment, the woman drops her towel and stands naked in front of Bob. Bob hands her the $800 after a moment and leaves. The woman wraps back up her towel and goes back upstairs. When she's in the bedroom the husband asks "who was that?" "It was bob the next-door neighbor," she replies. He says "Great, did he say anything about the $800 he owes me?"
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