Lady : Do you smoke ?
Man : Yes
Lady : How many packs a day ?
Man : 3 packs
Lady : How much per pack
Man : $10.00
Lady : And how long have you been smoking ?
Man : 15 years
Lady : So 1 pack cost $10.00 and you have 3 packs a day which puts your spending each month at $900. In one year, it would be$10,800 correct ?
Man : Correct
Lady : If in 1 year you spend $10,800 not accounting for inflation, the past 15 years puts your spending at $162,000 correct ?
Man : Correct
Lady : Do you know that if you hadn't smoked, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 15 years, you could have now bought a Ferrari ?
Man : Do you smoke ?
Lady : No
Man : Where's your fucking Ferrari then ?
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